Are you thinking about buying a new electric scooter, but the price point seems unreachable at the moment? If you have made the buying decision, you must know that the electric bike will save you a lot in the long run.
The upfront cost is the one thing that makes most riders pause before switching to an electric bike. The monthly savings are clear, the running costs make sense, but paying the full amount at once is not always practical. That is exactly why Yadea is partnering with Bank Alfalah to bring our scooters onto their Step-By-Step installment plan, so more riders can make the switch without waiting until they have the full amount saved up.
Bank Alfalah SBS Plan: How It Works
Bank Alfalah’s Step-By-Step plan lets you spread the cost of your Yadea electric scooter on installments in Pakistan with 0% markup on 3 and 6-month tenures. That means you pay nothing extra beyond the scooter price on shorter plans. For riders who need smaller monthly payments, tenures of up to 36 months are also available.
A one-time processing fee applies at the time of application: 5% for the 3-month plan, 8% for the 6-month plan, and 2.5% for tenures of 9 months or more. This is a limited-time promotion and is subject to stock availability.
Monthly Payment Breakdown
| Model | Price | 3 Months (5%) | 6 Months (8%) | 9 Months (2.5%) | 12 Months (2.5%) | 18 Months (2.5%) | 24 Months (2.5%) | 36 Months (2.5%) |
| Yadea M3 | PKR 174,000 | 58,000 | 29,000 | 22,074 | 17,381 | 12,694 | 10,355 | 8,027 |
| Yadea Ruibin | PKR 209,000 | 69,667 | 34,833 | 26,776 | 21,083 | 15,398 | 12,561 | 9,737 |
| Yadea T5 | PKR 253,500 | 84,500 | 42,250 | 32,458 | 25,557 | 18,665 | 15,227 | 11,804 |
| Yadea EPOC-H | PKR 355,000 | 118,333 | 59,167 | 45,715 | 35,996 | 26,289 | 21,446 | 16,625 |
| Model | 3 Months (0%) | 6 Months (0%) | 12 Months | 24 Months | 36 Months |
| M3 | PKR 58,000 | PKR 29,000 | PKR 17,381 | PKR 10,355 | PKR 8,027 |
| Ruibin | PKR 69,667 | PKR 34,833 | PKR 21,083 | PKR 12,561 | PKR 9,737 |
| T5 | PKR 84,500 | PKR 42,250 | PKR 25,557 | PKR 15,227 | PKR 11,804 |
| EPOC-H | PKR 118,333 | PKR 59,167 | PKR 35,996 | PKR 21,446 | PKR 16,625 |
Electric Scooter Price VS Petrol Bike Price
Here is a comparison that puts things in perspective. A Honda CG 125 rider covering 40 km daily spends roughly PKR 12,100 per month on petrol alone at PKR 378 per liter, and that is before servicing and maintenance.
| Honda CG 125 (Monthly) | Yadea Ruibin — 3 Month Plan | |
| Fuel / Installment | PKR 12,100 | PKR 69,667 |
| Maintenance | PKR 2,000–3,000 | Minimal |
| Running cost per km | PKR 10.2 | PKR 0.74 |
The 3-month installment is higher upfront, but once paid off, the Ruibin costs PKR 1,110 per month to run versus PKR 12,250 on petrol. The math becomes clear very quickly.
Who Is Eligible
The Bank Alfalah electric scooter installment plan is open to:
Salaried individuals:
- Pakistani national or eligible foreign national
- Age 21 to 60
- Minimum monthly salary of PKR 50,000
Self-employed individuals:
- Age 21 to 65
- Minimum average monthly balance of PKR 75,000
Yadea M3
The M3 is our most accessible model and a natural starting point for first-time electric riders. It covers up to 80 km on a single charge, handles city traffic without any fuss, and charges overnight from a standard home socket. If you are comparing electric bike prices in Pakistan and want the most manageable entry point, the M3 on a 36-month plan costs PKR 8,027 per month, less than what most petrol bike riders spend on fuel alone.
Yadea Ruibin
The Ruibin steps things up with a 90 km range, 800W motor, and a more settled ride for daily commuters. Front disc brakes and 10-inch tires keep handling stable in city conditions. For riders looking at mid-range electric scooter prices in Pakistan, the Ruibin at PKR 9,737 per month on a 36-month plan is comfortably within reach.
Yadea T5
The T5 is one of our most popular daily commuters. ECO and Sports riding modes, regenerative braking, and a 75 to 85 km range make it a well-rounded choice for riders commuting five or six days a week. As for the price of a charging bike in Pakistan, the T5 on a 12-month plan comes to PKR 25,557 per month, with fuel and maintenance savings making the overall cost very manageable month to month.
Yadea EPOC-H
The EPOC-H is built for riders ready to replace their petrol bike entirely. A 72V 38Ah graphene battery, 125 km range, and 70 km/h top speed make it the strongest performer in our current lineup. For anyone comparing electric scooty prices in Pakistan at the premium end, the 24-month plan brings it down to PKR 21,446 per month, for a scooter that eliminates your fuel bill completely.
How to Apply
Getting started with the electric bike 0% markup Pakistan plan is straightforward. Bank Alfalah gives you four ways to apply:
- AlfaMall app: Browse eligible products and apply directly through the app
- WhatsApp: Message Bank Alfalah on their official WhatsApp number to initiate the process
- Branch visit: Walk into any Bank Alfalah branch with your documents
- Phone banking: Call 021-111-225-111 and apply over the phone
You will need your CNIC, proof of income or bank statements, and basic personal details. Confirm current documentation requirements directly with Bank Alfalah before applying.
Final Thoughts
Switching to electric has always made financial sense for daily riders in Pakistan. The Yadea installment plan through Bank Alfalah makes the first step easier by removing the pressure of paying up front. Whether you are starting with the M3 or going straight to the EPOC-H, the option to spread payments over months means you do not have to wait.
Visit your nearest authorized Yadea dealer to confirm availability, check current stock, and get started with your application.
FAQs
Can I buy a Yadea electric scooter on installments in Pakistan?
Yes. Yadea has partnered with Bank Alfalah to offer the Step-By-Step installment plan on selected models. You can spread payments across 3 to 36 months, depending on what suits your budget.
What is the down payment for Yadea on the Bank Alfalah plan?
The Bank Alfalah SBS plan does not require a traditional down payment. A one-time processing fee applies instead, 5% for 3 months, 8% for 6 months, and 2.5% for longer tenures.
Is Yadea available on Bank Alfalah installment?
Yes. Four Yadea models are currently on the plan: the M3, Ruibin, T5, and EPOC-H. Availability is subject to stock at your nearest authorized dealer.
Which Yadea models are on 0% markup installment?
All four eligible models, M3, Ruibin, T5, and EPOC-H, are available on 0% markup for 3 and 6-month tenures. Longer plans carry a markup but keep monthly payments lower.
Is the Yadea installment plan Shariah-compliant?
The Bank Alfalah SBS plan operates on a conventional banking model. For Shariah-compliant financing options, we recommend speaking directly with Bank Alfalah or exploring their Islamic banking channels for alternative arrangements.
